Monthly Expense Analysis Calculator
Analyze your monthly expenses against ideal benchmarks. Get personalized advice to optimize your spending and improve your financial health.
⚙️ Analysis Mode
💰 Monthly Salary
Total Budget
₹50,000
💸 Monthly Expenses
Total Expenses
₹48,000
96.0% of salary
Remaining
₹2,000
4.0% of salary
Health Score
90%
Excellent
📊 Detailed Expense Analysis
| Category | Amount | % of Salary | Benchmark | Status | Difference |
|---|---|---|---|---|---|
Rent/Housing | ₹15,000 | 30.0% | 30% | ✅ Good | On target |
Food | ₹8,000 | 16.0% | 15% | ⚠️ Over | +₹500 |
Transport | ₹5,000 | 10.0% | 10% | ✅ Good | On target |
Utilities | ₹3,000 | 6.0% | 10% | ✅ Good | -₹2,000 |
Savings | ₹10,000 | 20.0% | 20% | ✅ Good | On target |
Entertainment | ₹5,000 | 10.0% | 10% | ✅ Good | On target |
Miscellaneous | ₹2,000 | 4.0% | 5% | ✅ Good | -₹500 |
💡 Personalized Recommendations
Reduce Food spending
You are overspending ₹500 on Food. Consider reducing this expense to stay within the 15% benchmark.
Great savings habit!
You're saving 20.0% of your salary, which is at the 20% benchmark. Keep it up!
High expense ratio
Your expenses are 96.0% of your salary. Consider reducing non-essential expenses to improve your financial health.
Rent/Housing is under control
Your Rent/Housing spending is 30.0% of salary, which is within the 30% benchmark. Great job!
Transport is under control
Your Transport spending is 10.0% of salary, which is within the 10% benchmark. Great job!
📈 Expense Distribution
₹48,000
Total Expenses