Retirement Calculator

Retirement Planning Calculator

Current Age

Years

Retirement Age

Years

Current Monthly Expenses

₹

Inflation Rate

Life Expectancy

Years

Expected Return (Post-Retirement)

Monthly Expense at Retirement

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Corpus Required

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Monthly SIP Needed

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* Monthly SIP assumes 12% annual return during accumulation phase.

Start Early: Starting at 25 vs 35 can reduce required monthly savings by 60%+ due to compounding.
Account for Inflation: At 6% inflation, expenses double every 12 years. Your retirement corpus must outpace this.
Diversify: Combine PPF, NPS, equity mutual funds, and fixed income for a balanced retirement portfolio.
Healthcare Buffer: Add 20–30% extra to the corpus estimate for medical expenses in later years.