CAGR Calculator

Initial Investment Value

₹

Final Investment Value

₹

Number of Years

Years

5 yrs

Total Gain

—

Absolute Returns

—

CAGR

—

CAGR Formula

CAGR = (Final Value / Initial Value)^(1/n) - 1

Where:
  n = Number of Years

What is CAGR?

CAGR (Compound Annual Growth Rate) is the rate at which an investment has grown from beginning to end value, assuming profits were reinvested each year. It's the most accurate way to compare performance of different investments over different time periods.

CAGR Benchmarks for Indian Investors

Savings Account: ~3–4% CAGR
Fixed Deposit: ~6–8% CAGR
Debt Mutual Funds: ~6–9% CAGR
Nifty 50 (10yr avg): ~12–14% CAGR
Small Cap Funds: ~14–18% CAGR (higher risk)